Payment Policy

At KAARA (kaaraonline.com), we ensure a safe, secure, and seamless checkout experience for all our domestic and international customers.


Accepted Payment Methods

We offer multiple secure payment options depending on your shipping destination:

· For International Customers (USA & Worldwide): We accept all major Credit and Debit Cards, including Visa, MasterCard, and American Express. All international payments are processed through secure gateways.

· For Domestic Customers (Pakistan): We accept local Credit/Debit Cards, Direct Bank Transfers, and Cash on Delivery (COD). (Please note: COD is strictly available for orders delivered within Pakistan and is not applicable to international orders).


Payment Security

Your privacy and security are our top priorities. Our website is secured with industry-standard Secure Socket Layer (SSL) encryption to protect your personal and payment information during the checkout process. We do not store your credit card details on our servers. All transactions are handled by verified, PCI-compliant third-party payment processors.


Currency and Exchange Rates

For the convenience of our international customers, prices on our store may be displayed in your local currency (e.g., USD) via our currency converter. However, the final transaction at checkout may be processed in Pakistani Rupees (PKR) or USD, depending on the active payment gateway.

Your credit card provider or bank will automatically convert the amount based on their current exchange rates. KAARA does not charge any additional currency conversion fees.


Order Confirmation

Once your payment is successfully authorized and captured, you will receive an immediate order confirmation email with your billing details and order summary. If a payment attempt is declined, please check with your issuing bank or try an alternative payment method.


Contact Us

If you experience any issues during checkout or have questions regarding your billing, please reach out to our support team:

Business Name: KAARA

Email: sales@kaaraonline.com

Phone: +923360317996

Physical Address: 7th Commercial Ln, Zamzama Commercial Area Defence V, Karachi, 75600, Pakistan